Mortgages_Re-mortgaging

When your fixed rate mortgage deal ends, it can often be a challenging time, especially with life’s demands. Part of our service is to remind you when a mortgage review is due and ensure you have the most suitable deal moving forward. We will also review the cover you have in place to protect your mortgage and personal needs. Life changes can often lead to this review being overlooked, but you can relax knowing this is all part of our service when you review your mortgage with us.

There are many options to explore when reviewing your mortgage, and we always guide you through these as part of the process.

This could include:

  • Finding out the right option for your personal needs, whether it’s a new mortgage lender or staying with your current one.
  • Borrowing additional funds for home improvements, buying another property, or personal use such as a wedding or school fees.
  • Reviewing your existing mortgage term to potentially reduce it, providing savings on the overall mortgage interest payable.
  • Adding or removing a party to the mortgage.
  • Repayment of the Help to Buy Equity loan or staircasing on a shared ownership property to 100% ownership.

Whatever your situation, we are here to help find the most suitable solutions for your circumstances.