Mortgages_buy-to-let

When it comes to investing in property, we can assist in various ways, whether you are buying in your personal name, as a limited company, a house of multiple occupation, or even as a portfolio landlord. We always advise seeking independent tax advice as part of the process before purchasing a property, as this will influence the route you decide to take.

There are several important factors that will determine your potential mortgage options when looking to invest in a property:

  • Rental income: Always ensure you understand what the property could potentially achieve in rent each month. This will be a deciding factor for some mortgage providers, so make sure you speak to local agents to gain a good understanding of the rental market at the time.
  • First-time landlords: Some mortgage providers look for experienced landlords. If this is your first time buying an investment property, finding the right mortgage provider who will support you through this step is key.
  • Your income: Your personal income will also play a role in your buy-to-let application, regardless of the route you take when buying a property. Always speak to a tax advisor as part of the process.

Investing in a property does not have to be complicated. Whether you are looking for a potential investment property or considering letting your existing home as part of the moving process, our extensive knowledge of the buy-to-let mortgage market can assist you.

*Some Buy To let mortgages are not regulated by the Financial Conduct Authority. The guidance contained within this website is subject to UK regulatory regime and is therefore primarily targeted at consumers in the UK.